Turnkey E-Bike Sales, Service & Rental Business — Central Florida Growth Market — SBA Pre-Qualified

This established specialty electric-bicycle retailer serves one of Central Florida's fastest-growing trade areas — a market with a large, active population, an extensive multi-use trail network, and year-round riding weather that makes e-bikes a lifestyle staple rather than a seasonal purchase.
Diversified, recurring revenue. Income comes from multiple complementary streams: new e-bike and e-trike sales across several leading manufacturers (independent multi-brand dealer — no franchise fees or royalties), a fast-growing professional service and repair department (now $111,000+ annually and climbing), high-margin accessories, and rentals. With 1,500+ units sold into the local market since 2021, the installed base keeps feeding service, accessory, battery, and referral revenue.
Turnkey and professionally staffed. The business runs day-to-day on an experienced, cross-trained team with documented operating procedures and modern cloud-based systems for point-of-sale, inventory, accounting, and scheduling. The current owner's involvement averages approximately 45 hours per month — a portion of it by choice. An owner-operator can step in and boost cash flow further, or a semi-absentee buyer can delegate through the existing management structure.
Clean, financeable numbers. The company is debt-free with no floor-plan financing, and the listing is pre-qualified for SBA 7(a) financing by two national SBA lenders. With roughly 12–22% down, a qualified buyer steps into a business whose earnings comfortably cover debt service and a market-rate owner salary.
Room to grow. Current results were achieved with minimal paid digital marketing. A systematic service-reminder program, referral marketing, expanded rentals, and basic digital lead generation are untapped levers that don't require new locations or capital-intensive change.

Down Payment: $115,000

Cash Flow: $195,953

Accounts Receivable Included: No

FFE: $50,000

FFE Included: Yes

Inventory: $100,000

Inventory Included: Yes

Year Established: 2021

Days & Hours of Operation: M - Sat 10am to 5pm

Managers: 0

Real Estate Included: No

Monthly Rent: $3,735

Square Footage: 1400

Franchise: No

Reason For Sale:

Retirement

Training & Support:

14 days at no charge

Financing/Terms:

BORROWER LIVE OAK BANK TOTAL PROJECT
Equity SBA 7(a) Loan COSTS
BUSINESS ACQUISITION $115,000 $405,000 $520,000
APPRAISALS $1,000 $1,000
BUSINESS VALUATION $2,500 $2,500
LENDER LEGAL FEES $10,000 $10,000
SBA PACKAGING FEE $2,500 $2,500
SBA GUARANTY FEE
WORKING CAPITAL
TBD $10,000
TBD` $10,000
TBD
TOTAL $115,000 $431,000 $546,000